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Buyers Resources

Home buying is no simple task, whether you're a first-time buyer or an experienced investor. Besides the stress of making long-term financial commitments, there's the paperwork: legal papers, mortgage applications, purchase offers and counter-offers. If you're not prepared, it's easy to make one misstep that will cost you thousands of dollars, or worse, the chance to get the home you want.

That's why it's important to work with professionals. Real estate agents have the knowledge and expertise you need to make the right choice and avoid common pitfalls. PlanOpen.com offers a wide range of resources for Southern California home buyers, from mortgage and financing advice to scheduling open house visits. With a good agent, you're already a step closer to owning your dream home.

Purchase Planning

Homes are largely a personal choice-what works for one buyer may not necessarily work for you, and vice versa. You may be able to afford a million-dollar home, but will you really be comfortable in it? Are you the type to stay close to the coast, or would you be better off further inland? These questions help define your buyer profile, which in turn will influence all your buying decisions.

PlanOpen.com offers lots of tips to help you evaluate yourself and better understand your preferences. With a solid buyer profile, you can narrow down your options and know what to look for at every turn, from browsing the open house listings to making your first offer.

Financing and Mortgages

It's not everyone's cup of tea, but financing is a vital part of home buying. Before even calling an agent, you should at least have a working idea of what you can and cannot afford. If you're a first-time buyer, the terms can be daunting: mortgages, fixed-rate, ARMs, property taxes, closing costs. PlanOpen.com offers a simple guide to help you understand your options and see how each one can affect your long-term budget.

We also provide resources to help you better plan your budget. Our Financing section offers information on setting your price range, understanding home value reports, and choosing and qualifying for a mortgage. That way, when you meet with your open house realtor, you'll know your own limits and know exactly what you're paying for.

Relocating

The work doesn't end once you've handed the check over and gotten your keys. There's also the business of moving to your new home and getting settled in your new neighborhood. Our relocation page offers tips on organizing the big move and making sure everything's ready the day you move in, from water service and electricity to changing your driver's license.

During your home search, PlanOpen.com can schedule an open house weekend so you not only compare homes, but also get to know the area. This helps you choose a right neighborhood where you feel right at home and you're close to everything you need-schools, offices, parks, beaches, you name it. With a well-planned move, you can start enjoying life on the coast as soon as you want to.